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Debt Roll-Up Calculator

List your debts and choose an extra monthly amount. When one debt is paid off, its whole payment rolls into the next, so the same monthly total clears each balance faster than the last.

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  • No cost
  • Nothing saved or sent

Your debts

Enter each debt's balance, yearly interest rate and monthly payment. Rows left blank are ignored. The shaded columns show what that one debt would cost on its own if you kept paying that payment and nothing more.

# Creditor Balance ($) Rate (%) Payment ($) Interest Cost Payments Left
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This is an educational illustration only. It assumes your interest rates and payments stay the same and that you make every payment on time. It does not account for fees, late charges, or changes to your accounts. It is not a recommendation to take any specific action.

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